You’ve spent years saving and investing, but as retirement approaches, several questions remain: Have I done enough? What have I missed? Am I prepared for what’s ahead? But here’s a question that most people don’t consider: Is there a better way to use what I’ve built? This workshop is designed for individuals five to ten years away from retirement who want to make smart, informed decisions about their future – and may not realize the options that are available to them. Participants will walk away with actionable strategies and greater clarity.

Confused about Medicare? You’re not alone, and you’re in the right place! In this easy-to-follow, jargon-free class, the local Medicare expert of Jaffe Insurance Solutions will walk you through the essentials of Medicare Part A, B, C, and D. Whether you’re approaching 65, helping a loved one, or just want to understand your options, you’ll leave feeling empowered and informed. We’ll cover enrollment timelines, plan comparisons, and common mistakes to avoid. Perfect for beginners or anyone looking for a Medicare refresh!

If you are hurt on the job and cannot work, how are you going to pay your bills? Who will pay for the medical care that you need? What if your employer refuses to pay your benefits? These and other questions will be answered at this one-night seminar. Topics include eligibility, benefits, litigation, medical care, lump sum settlements, and more. Learn your rights and obligations under Pennsylvania law from an attorney certified as a workers’ compensation specialist by the Pennsylvania Bar.

This class walks you through common, but surprisingly complex situations including:

• How to choose between the hundreds of possible claiming strategies
• How to give your Social Security check a government-guaranteed boost
• How benefits for one spouse are affected based on when and how the other spouse files
• How being married, divorced, or widowed impacts your benefits

This presentation will educate you on the many decisions involved in claiming Social Security, as well as their consequences, and provide strategies to maximize your benefits received.

Get yourself mortgage-ready to buy a home. Learn the ins and outs of qualifying for a mortgage. Different options to obtain funds for a downpayment and closing costs will be shared, including information about first-time homebuyer programs, grants, and more. Determine how much you can qualify for, what an estimated monthly morgage payement would be, and how much you will need to purchase a home BEFORE you contact a real estate agent. On the second night of class, a real estate agent will be present to review what you need to know about the agreement of sale, inspections, and more.

Determine the amount of money you need to retire. Create your own goals for a "successful retirement;" eliminate debt and improve cash flow; properly convert your IRA to a Roth IRA; select the retirement plan distribution choice that is right for you; plan your retirement income to preserve a comfortable standard of living; and transfer the risk of potential financial losses before or during retirement. Participants will receive a 250-page workbook for an additional $35 fee payable by check to the instructor on the first night of class.