Determine the amount of money you need to retire. Create your own goals for a "successful retirement;" eliminate debt and improve cash flow; properly convert your IRA to a Roth IRA; select the retirement plan distribution choice that is right for you; plan your retirement income to preserve a comfortable standard of living; and transfer the risk of potential financial losses before or during retirement. Participants will receive a 250-page workbook for an additional $35 fee payable by check to the instructor on the first night of class.

If you are hurt on the job and cannot work, how are you going to pay your bills? Who will pay for the medical care that you need? What if your employer refuses to pay your benefits? These and other questions will be answered at this one-night seminar. Topics include eligibility, benefits, litigation, medical care, lump sum settlements, and more. Learn your rights and obligations under Pennsylvania law from an attorney certified as a workers’ compensation specialist by the Pennsylvania Bar.

Get yourself mortgage-ready to buy a home. Learn the ins and outs of qualifying for a mortgage. Different options to obtain funds for a downpayment and closing costs will be shared, including information about first-time homebuyer programs, grants, and more. Determine how much you can qualify for, what an estimated monthly morgage payement would be, and how much you will need to purchase a home BEFORE you contact a real estate agent. On the second night of class, a real estate agent will be present to review what you need to know about the agreement of sale, inspections, and more.

The Medicare Annual Enrollment Period begins Oct. 15. Whether you’re new to Medicare or already enrolled, this educational workshop will help you understand Medicare Parts A, B, C, and D, Medicare Supplement and Medicare Advantage plans, prescription drug coverage, and important enrollment rules. Learn how to review your coverage, evaluate your options, and avoid common Medicare mistakes before making decisions for the upcoming year. This is an educational program designed to provide clear, unbiased Medicare information and to answer your questions.

This presentation will educate you on the many decisions involved in claiming Social Security, as well as their consequences, and provide strategies to maximize the benefits received. It will also walk you through common, but surprisingly complex situations including:

• How to choose between hundreds of possible claming strategies to give your Social Security check a government-guaranteed boost
• How benefits for one spouse are affected based on when and how the other spouse files
• How being married, divorced or widowed impacts your benefits

The Medicare Annual Enrollment Period ends Dec. 7. This educational workshop is designed for Medicare beneficiaries who want to better understand their coverage options before the enrollment deadline. Topics include Medicare Advantage plans, Medicare Supplement plans, prescription drug coverage, enrollment rules, and factors to consider when reviewing your current plan. Learn how Medicare works and gain the knowledge needed to make informed healthcare coverage decisions.